Good day dear readers. Most of you will be reading this on Sunday. If you are like my roommate, you refrain from work or making money on Sunday. I think this is actually a pretty good idea, but with me being from good old Protestant Work Ethic stock, I will make money at any time there is some to be made. As an example, today after supper I used my geek skills to fix a friend’s configuration on his computer for $20 then went to volunteer for a community event which was actually really cool and made a lot of new connections and added $60 to my bottom line by selling some of my books. I do try to attend church when I can but I honestly don’t think that God will fault me if I don’t. I think that really church is a great place to go, and can greatly enrich one’s life, but when it comes down to saying if you would go to heaven or not whether you went to church or not, I beg to differ. I see church as a place to go to be forgiven for your sins (the sacrament of confession) and to celebrate a mass, but it is more there I feel to have a sense of community among believers and receive guidance and direction from your pastor or priest. I even feel that people who don’t believe in God, provided they don’t persecute people who do, will go to heaven as long as they aren’t total unrepentant sinners. One of the few types of people I feel won’t go to heaven would be psychopathic personalities because I think that when they do harmful or powermongering things and their conscience doesn’t kick in and tell them it is wrong, that is what Jesus meant when he talked about sinning against the holy spirit, the only unforgivable sin Jesus ever mentioned.
But, I did sort of promise I would talk about work and finance today so I will forgo that. What I wanted to focus on was a little book recommended to me by one of the more successful people I know, though certainly not the most successful. The most successful person I know is a young man named Jeff Berwick who I am friends with and went to high school with who not only once had a net worth of close to a billion dollars, but also was one of the founders of bitcoin among many other projects. What the ‘lesser successful’ person told me was that he had been recommended to read a book while we were in school which was called “The Richest Man in Babylon” by Richard S. Clason. I read this book after he recommended it, and it was simply incredible. Through stories of traders and merchants and money lenders of old, and even stories of slavery and crime, Richard S. Clason, in not much more than 100 pages, teaches people how to master their finances. He uses no special recommendations that don’t go beyond simple wisdom. His first axiom is that a person should always save at least 10% of what they earn, that this should be put aside and not touched, but sometimes invested. Then he goes through many things, not the least of which is how to get advice. If you want to learn about bricks, don’t ask your neighbor who put up a wall last year, go and find a bricklayer who has spent his life mastering the trade. If you want to make some money buying diamonds, don’t trust your local Amway salesman, go to a jeweler and seek information from someone who will truly know what they are talking about. Then he goes on to show the wisdom of doing everything you can to own your own home because what you would have paid in rent goes to a place you can be proud to live in, a yard your children can play in and a place for your wife to have a garden, and as the years pass and you pay off your mortgage, you will have a sizable asset to lean on. Next, though in the times the stories are set, there is no such thing as insurance or mortgages, he talks about how important it is to have insurance to protect your family. A key idea he sets down as well is that you should take the job you have and learn all you can about it, consult with others who do the same work, and put all you can into being a hard worker and a productive employee, and this will also help guide you down the path to better finances.
I know this is all seemingly off topic for people who have mental health issues, but it is something I feel is important to everyone. I feel so very blessed to live in Canada because at 43 I already am able to draw on my old age pension benefits under a disability program, which I would have a hard time getting along without, and there are also programs to help people who are disabled to save money that are so incredibly generous to disabled people it is almost a crime that I don’t take advantage of it. What I would like to recommend to those who have very little or no income due to a disability, is to first of all maintain a good relationship with your Doctor/Psychiatrist and then look for ways you can earn a little extra and set up a system of rewards so that you feel good about doing it even though it may be 10 times more difficult for you than others who don’t have a mental illness. I used to reward myself now and then with a special tin of pipe tobacco or a book, but there are many things that can be set up. I do strongly recommend, even though I have books that give me a small profit, that everyone who wants to master their finances go out and get a copy of “The Richest Man in Babylon”. The book has meant so much to me over the years that I would estimate I read it close to 50 times. Once you have read that, the next recommendation I would like to give is to try and get an audiobook series from your local library, even if you have to arrange to borrow it as an inter-library loan or heaven forbid, purchase it instead of downloading it off the Internet, of Roger Dawson’s, “Secrets of Power Negotiating”. This audiobook series will literally change the way you look at buying and selling everything. If you arm yourself with these two books and make it your mission to understand them and put them into practice, you will be well on your way to living a comfortable life. If you are presently unable to work, get these books, read them, and then start small. Buy some furniture out of the newspaper and set up a booth at your local flea market, or do like I did and start to sell off your own excess household items and then supplement your stock with DVD’s or books you pick up. One time I even went to the dollar store, got some gadgets for $1 and then sold them at the flea market for $3 and these people had no problem paying it. I would like to be your guide, if you have any questions, or would like to ask me how you can turn your life around when you have a mental illness and are suffering, please feel free to email me at: email@example.com and what the heck, if you want to learn more about this or if you like short stories or poetry, check out my ‘books’ page on the menu above or from the landing page on this site and grab a kindle version of one of my books (if you don’t have a kindle, there is a free app for kindle that works on smart phones and tablets). Regardless, thank you my readers for making me feel worthwhile and needed!