Month: May 2019

Money Management With Severe Mental Illness

 

When I was younger I had a lot of mixed up ideas about money, and they only got worse as I got older and had to take care of myself. I was a bit of a math whiz in school, having taught myself to program my computer to do such things as play games of chance, create graphic designs, calculate mortgages and do my math homework much faster than when I did it without my computer. When I look at this bridge, I think of the old one that was rusting and getting very old, and I get pretty fascinated with the design of it. A friend who is a much better photographer, took a night shot from around this angle and used a long exposure to make the lights of oncoming cars into a streak of white light, and cars going away a red streak. If you break it down, there are so many ways to apply formulas of money to these situations. In our part of Canada, people, or often for young people their families, must purchase their cars themselves. Some of them put a pretty high value on who they are if they have an expensive car like a Corvette or a Mercedes Benz. Granted, they do pay for their car but without the pooled resources of a major city like Edmonton, things like this bridge don’t get built. To relate money to the photographs, although I did get free training in Air Cadets and at school in photography, my hands are tied when it comes to affording a high quality camera, or a vehicle for that matter. Still, this bridge is something I have every right in the world to use because there is no discrimination (supposedly) when it comes to being a have or a have-not. I did experience one thing right on the street I live on. A car pulled up and slowed for a stop sign in front of where I was about to walk, and I stepped out and he almost hit me. He literally had no intention of stopping for a pedestrian, even though he had a stop sign. I pointed at the sign and I forget if I said anything, but then he rolled his window down, and said to me, “We pay for the road, you don’t!” I was left a bit curious as to what he meant. First off, paying or not paying, he has no right to endanger my life. The other thing that was odd was that he should have been pretty sensitive about saying and doing those things because he was obviously an immigrant. Last year I was in a position to buy a new car, something I have never been able to do but decided instead with the advice of my dad, to just keep walking and buy a bus pass each month. I ended up doing so and I have gotten myself into incredible shape and also lost a good deal of weight, something that has done wonders for my confidence, my social life, my fitness and many more things. It has also allowed me the freedom to have a fair amount of extra money here and there. I feel especially proud of the fact that I was able to buy my brother a TV. It is so important for him to have things like this because he has had back surgery and has difficulty getting out of the house.

Now, to get back on topic. I always wonder what readers from the United States or Great Britain will think of my posts because I am extremely fortunate to be a Canadian. I am provided with a disability pension, subsidized housing, discount bus pass, free fitness and swimming facilities, free health care and free medications. I don’t mean to brag about these things, I would like to see every country in the world move towards a situation like this, but that may take some time. As for readers from the US, I know it is extremely difficult to get by when you have to take medications for any reason. One of the things you can do is to write to the company that makes your medication and ask about any subsidy or free medication programs. It may take an Internet search and a few emails, but be persistent. It really is hard enough for people with psychosis or mood disorders to be medication compliant without having the extreme hardship of paying for medication that won’t exactly cheer you up overnight. Medications often seem awful for the first few weeks or even months until your body can adjust to them and then they will begin to deal with your symptoms. If you do have health care and still don’t like taking medications and there is concern you may impulsively stop and have to go into the hospital again, ask your Doctor about injectable medication. I get a shot in the shoulder every two weeks. By some freak chance my Doctor tried to switch me to a more effective, newer medication and it simply did not work for me. I ended up having to spend a month in the hospital. This became a financial burden, but fortunately I have just about gotten myself back to normal physically mentally and financially.

For anyone, especially those who have to pay for medications and work all week, there is a book that I feel could help them all a lot. It is called “The Richest Man in Babylon” and it talks a lot about tried and true, proven, tested concepts on how to get yourself on firm financial footing no matter what your situation. The most important thing talked about in this book is to always take 10% off the top of what you earn and put it away. Do this for a while. Aim for a year or two. While you wait, another thing is that you will need to increase your earnings. Look for classes on things like beading or about jewelry or self improvement classes through the library. Depending on your interests, you could possibly learn how to set up a website like the one you are reading from now. Or, you could make your own jewelry that you can sell at a farmer’s market or flea market. The book focuses on education and self-improvement as a lifelong thing. The next concept the book covers is how to seek advice. One day your mechanic friend may come to you with an idea to buy a stock of encyclopedias that you can re-sell. Don’t listen to him. Listen to your mechanic when he directs you to a deal on a used car in great shape, that’s his field of expertise. Always make sure advice comes from those qualified and experienced to give it. And, the principles in this book emphasize paying down your debt bit by bit, but not cutting into your savings or what you need to live. 20% is a reasonable figure for debt payments. Now, a couple of years have passed. You have some money saved. You paid off your debts. Now is a good time to look into investing, and not on a vacation to Hawaii. You can go to Hawaii all you want when you retire. The next step is to make sure you have adequate insurance for those who depend on you. It may not have to be much if you are older and your children make a good living. The next step is to own your own home. If not a house, maybe a condo. If not a condo, maybe a lot with a trailer that you will pay off. No matter what, you will have to pay for a place to live, why not make this something that will increase your overall equity?

Now, I have given a lot of information here. Maybe some that are close to impossible. I do know that disabled (mentally or physically) Canadian young adults have a program where the Government will match their savings practically 3 to 1 until you turn 49. The only restriction is that it has to stay in savings for ten years. This I feel is a better program than anything. If you qualify when you do your taxes as a disabled person (your Psychiatrist/Doctor must fill this out) then you qualify for this huge potential sum of savings. Honestly, it shouldn’t be passed up.

One of the things that I think about a lot is the situation where someone can’t work at all and have debt. Sadly, sometimes there will be situations where a person with a mental illness needs to declare bankruptcy or even have all their finances given to a public trustee. Both of these things happened to me and not in any way by my own choosing. This is something that often happens in extreme cases. I have seen people who due to depression, ideas of some time soon killing themselves, and many other reasons, simply give away all of their money. Then there is an even worse situation when persons with a mental illness gets credit. I honestly feel most people on a fixed income should not have credit or have a low amount of credit, say less than a thousand dollars. This helps head off scammers who prey on vulnerable people, it also helps in case a person has an episode of mania and overspends. Sometimes it pays to cut up your credit cards and put the pieces in separate garbage collection bins.

Sadly dear readers, it is getting late and I have been writing more than I should. Please message me or email if you want more information or if there is any topic you wish to see on this blog. Have a great long weekend to all my Canadian, British, and Commonwealth friends!

Leif Gregersen, viking3082000@yahoo.com

Mental Health and Stress

Sometimes the sunsets can be so beautiful here in Edmonton, the gateway to the North

 

A Little About Stress and mental illness

In grade 12 I took a course in Law and I got a lot out of it. One of the things that stands out for me is a legal case the textbook quoted where a woman was of a fragile mental state, witnessed a violent car accident, and sued–and won–a case for having a nervous breakdown as a direct result of the negligence of a driver. When I first had severe symptoms though, I knew so very little. Sadly, one of the first things that happens when someone gets sick like I did is that fairly rapidly they lose any material wealth they have and it takes a very long time to get any of it back. What really bothered me was that it seemed people judged me because I was from a nice suburban area and I think they believed I had clothes and money and cigarettes because my parents provided them. All of my teen years were spent working after school or being paid for things around the house and I was proud of what I had accomplished, having owned a nice sports car and a motorcycle I loved to ride. Within a year, every bit of it was gone. What I had left was a comic collection which by today’s standards wouldn’t have been worth much–but they all got stolen anyway.

To get on to the main topic though, when I first was back in Edmonton from living (treatment non-compliant) in Vancouver, I managed to get a job at Safeway. Those were dark days, being deep in depression and never really feeling like myself with the medications I was taking. I had very little knowledge of how to deal with the stress of working and one paycheque I simply walked into a bar and didn’t leave until my money was gone and I was drunk out of my mind. That was another difficult thing for me, no longer being able to drink socially. When I hadn’t been in the hospital and was working I was starting to develop the skills needed to meet and later contact people I had met in bars. But after my pills (which the alcohol worked against) and my loss of faith in myself, I was a sad sight to behold and never really made any close friends or began any relationships in a bar ever.

What did happen though was that one day my Dad started going out of his way to pick me up and take me for walks in the River Valley of Edmonton. I already had a fascination with swimming, and as I built up my stamina and travelled, and found medications that worked better for me, all of my issues seemed to lessen. What I really think had the hugest effect was exercise, or sports for want of a better term. There were times when I had to pull off incredible feats of endurance just to get a little extra money to see me through the month. With a lunch of a spoon, a can opener and a can of beans, I sometimes would have to ride my bike as much as two hours and then work a twelve hour shift and ride two hours back. Often I would come home and be unable to work for a week with the pain in my muscles and sore back.

I hated the fact that I had never been able to hold down a job. I hated more that I had never had a job that required the skills I had built up over a lifetime but instead got labour jobs anyone could do or delivery jobs or security guard jobs. Working security at an old school for a movie set, I made a connection that got me into movie security. I worked my way up to being a stage hand and the money was phenomenal. I also soon learned things about diet and working out with weights and swimming as well as cycling would make me a harder working employee. I managed to last about 7 years at that job and it was a bridge to what I do now, which is to write and to teach.

Doing what I do now feels so amazing, I really feel I am making a difference with the patients I work with and that when I go to give presentations about mental illness I feel that I am helping at least some people view mentally ill people differently. There has even been cases where we have helped people to self identify as having a mental illness and got them the help they needed. My rules are very simple. I don’t work much more than 2 hours a day at most 3 times a week. I do what I can to promote my writing but I also try very hard to live below my means so that I can survive on such limited working hours. When I have a day with nothing to do, I will make up an excuse like taking a two-hour walk to a store far away that has better prices than the stores where I live. I have built myself up, with the aid of a fitness watch, to walk about 5km to the pool where I swim about ten laps, then walk back and I end up having the most peaceful sleeps that I have ever experienced. A young woman who used to lifeguard at the pool I go to once told me that with any illness at all, exercise is the best medicine. I don’t know if this is 100% true, but I do know that feeling fit feels really good, and that people notice when you not only feel good but look good. I seem to get more smiles and winks from single females than when I was young, skinny and 19 years old, full of confidence from being a student pilot. One of the great things about swimming is that you don’t have to do all that much to have great positive effects on weight/fat loss, and muscle tone. You can start out just going to the deep end and treading water for a few minutes. You can work your way up to doing one gentle lap on your back. If you have joint issues or any kind of pain, swimming is as low-impact as you can get. Sadly not everyone has the extreme privilege to do as I do, which is have access for free to all city pools and most weight rooms, but there are options, some are even better. The YMCA will often have a program for low-income individuals to use their pool and their weights and gymnasium. One trick I have learned is to buy very low costing vegetarian protein powder and have a scoop in a fruit smoothie when I finish a workout. Taking protein helps rebuild muscles after a workout and prevents, in many cases, any sore muscles you may experience.

Try it, try just a short walk. Bring your dog or your neighbour’s dog to have company. Buddy up with a friend and walk a little each day, build yourself up to maybe an aquacise class. As you work your way up, focus on bad habits such as too much coffee, too much sugar or smoking. When you start to feel more comfortable, look at getting a part-time job to help fill in the gaps of time in your day and give you a little grocery money. While you are doing this, I not only strongly recommend that you are med-compliant, refrain from any alcohol or drug intake and see your psychiatrist, but also do your best to join a support group or two for your illness or even one that teaches Cognitive Behavioural Therapy. And remember, you are a human being and that means you will make mistakes, or have mistakes in your past, even big ones. But you have full rights to live as healthy and as happy as you can make yourself.

LG

Tall Trees Sown From Seeds of Love and Hate

Please see below today’s photo for a poem and a blog entry

All the fearful years of tears and trials

Wreak havoc upon my thoughts

It seems a test, a trial, a quiz

To even focus upon what I have sought

 

In life we have so little time

As our hours slip into days

I remember holding her like she was mine

then her telling me I was just a phase

 

In death and living there are no words

to slow the march of time

I only long to be understood and heard

to tell them all I have found the perfect crime

 

I do what I can for those I see

show compassion for those in troubled times

and somehow I fool myself that the world cares for me

when they all seem to only want what now is mine

 

I gave away my heart too soon

in a lover’s sweet embrace

now as I work and push a mop and broom

my thoughts occupy a sad, unholy place

 

I no longer dream of God our father

Though he seemed to have done right by me

When my day is done and I close the door

he lets my romantic heart soar free

 

I found a loveliness, a happiness

among the stillness and the peace

and whisper out a tiny prayer

that soon my soul will be released

 

Well, not the most cheerful poem I ever wrote, but I think I am making progress with my writing. I guess I can spill the beans now since the project is almost finished. I am writing a book about my most recent stay in the hospital. I went through a couple of very difficult times, one was the delusional voices I heard, which were extremely convincing, and the other was that I was very paranoid. I had really thought I wasn’t going to have to experience all this again as long as I got rest and took my medications, but there is no insurance policy that covers everything. I still don’t understand why I got so incredibly ill just because of switching from one medication to the next, supposedly newer one. Not a lot was explained. I did have my diagnosis changed once again, this time neglecting to mention my anxiety and adding in my diabetes. I think the Doctor put down schizoaffective disorder bipolar subtype. It’s all pretty confusing. I really want to put this book out to help people to understand more about hospital admissions and how horrible they can be.

What bugs me the most is I like to try and make each of these blogs worthwhile for my readers, but there seems to be no easy answers. I met a man last year who was incredibly kind and diligent about getting help for his son who eventually died by suicide. I have tried to show people how they can get work like I do for the schizophrenia society and feel better about themselves and have some recovery in their lives, but there are many heartbreaking cases I have known, even among people who have worked hard all their lives. I guess I am fairly good at taking care of myself, with the exception of getting into debt too easily. But what do you say to someone who comes up to you and says they have a friend with schizophrenia or they themselves have bipolar and don’t know what to do. All I can really do is keep going to schools and Universities and doing my level best to get a few key points across. Number one, there is no cure, there are only treatments, but they are getting better all the time. Number two, don’t use drugs or alcohol or ski or play football or do anything fun where you might hit your head and get a brain injury. I used to love sports like boxing and football and skiing. I will never forget the first time I went into the hospital and they were doing everything they could for me, hooking me up to million dollar machines and putting me through all kinds of tests to see if my erratic behaviour had to do with a bad fall I had taken on a ski hill in town or not. It seemed once I was deemed mentally ill they sent me to a psychiatric facility to let me rot and I lost all of my opportunities, I wasn’t even allowed to try and finish high school by my parents or the school administrators.

But even in that situation there were good times. There was this moment I was hitch-hiking through the rockies trying to get home to Edmonton in the winter and I was in Hope, British Columbia (it’s where they filmed the first Rambo movie) and the air and the sky and the mountains were all shining silently, singing a chorus of light and beauty that took my breath away. Or this time when I was just entering BC for the first time and I saw a massive Moose and her child running in circles in a flowing field of grass with mountains and cumulonimbus clouds in the background. Those images stayed in my heart. I hate to think what it did to my parents for me, off my medications, with no money or means of earning a living to be wandering all over North America. I lived for the five minute phone call I placed to my parents every night from downtown Vancouver. But when I got back there was no love left for me. No place to stay, no one to do things with. It drove me nuts because I would try and call my sister to talk and each time it was a one-sided lecture to me about how busy she was with school.

But the amazing part of things really is that with time, everything got better. I learned to cook, I found out how to eat healthy and how to lose the weight my medication packed onto me. I even learned to make friends and have some pretty incredible people in my life. It is really kind of funny because in just two years of living on the coast it was like my body had lost its ability to heat itself. The Edmonton winters were just too much. It took a long time, maybe ten years but I adjusted to it and I kept pushing myself to make friends, to read, to write. And somehow the world changed around me and I have an incredibly enviable life now. I think a lot of it just came down to becoming a part of a community and caring for and watching out for the people in my life. That’s about it for today folks, thanks for stopping in.

LG